Best Investment plan with high Returns - Systematic Investment Plan

Systematic Investment Plan

If you are interested in investing in the  stock market or have already invested in it. In both cases, this series  will prove beneficial for you because over here we will tell you what kind  of little changes you can make in your investments with the help of which  you can make huge profits.

So today I will discuss with you the two ways  by which you can put your money into mutual funds i.e., Lump Sum vs SIP SIP Means Systematic Investment Plan. Many people ignore these both concepts but think if I will tell you that one out of these two ways  can help you in making  at least 15-20℅ more on your returns and if you are putting money by using other  methods then you can lose these returns.


So are you interested in knowing this? If you are interested in knowing how it is possible  & which plan is better for a different person so watch this video till the  end then you will understand it. If you don't know this then let me tell you that to  invest in a Mutual Fund you don't need to open Demat A/C.

Kuvera App Review

In today's era, you can start such  investments through your phone. The App which I use  is KUVERA App. The big benefit of using this  app is it is free to use, & 2nd benefit is that through this App  I can invest the money as per my goals.

How Kuvera makes Money

If I select that my goal is  to save money for my retirement, this app based on my income & expenses will  recommend different schemes of Mutual Fund so that I can start my  investment from today itself then after a given time,  my goal will be achieved.


And after considering future dearness  it will tell you the realistic goals so that you can start with  a real investment plan. The link to download this App is  given in the description below Or if you type the code i.e.,  LLAYT then you will get 100 free points which you can use  for In-app purchases.

20 percent return on investment in India

20 percent return on investment in India. Let me explain this to you through an example-  there is a man named Ramesh who is having Rs.60K and he wants to invest Rs.60 K in a Mutual Fund. If he chose to invest the whole of  Rs.60 K in a Mutual Fund at one time only or if he chose to invest Rs.30 K & Rs.30 K  in 2 different Mutual Funds at one time type of investment is  known as Lump Sum Investment. This means he put all his money  at one time in a Mutual Fund.


But if Ramesh is not doing this &  investing Rs.5 K monthly in any Mutual Fund then it is known as the Systematic Investment  Plan which is a monthly investment. Let's consider if a person is putting Rs.5K monthly then  10 units are allotted to him which means 1 unit= Rs.500/-. Just like in the case of the share market where before  investing you look at the price of a particular share.


Similarly when you invest in mutual funds  then you get particular units of Mutual Fund the value of which is known as NAV which  is a price of 1 unit of the mutual fund. In our example, that price is Rs.500. Pay attention in the  case of the share market the way price goes up & down. Similarly, in the case of Mutual Funds,  the price of units goes up & down.